We are in good shape to build on, but we are not totally there yet, in fact far from it! We currently have good income streams and low personal and sovereign debt, but we miss two things, one is long term economic sustainability/resilence and the other is prosperity for the bulk of the population. A lot of people have had austerity measures for a long time, these are being eased gradually for some with social programs. However, the smart thing to do is make individuals prosperous in an ever increasing gradual fashion, not through uncontrolable debt, which is a short term high, but through true individual wealth. It is about bulding wealthy individuals, not debtor individuals, which is the western model. Some debt is ok and valuable, but it needs heavy control to protect people. We must turn the model on its head and focus our businesses on revenue per employee, not just top and bottom line, indeed tax incentives should be based on this. With this model, business wants the smartest people it can possibly get and pays the wages to get them, so the minimum wage syndrome is stepped away from, and with it a debtor population. Instead we have a drive for smarter more well paid workers. To support this we need an equal opportunity basis to build the best people we can, this means a great education system. People will find their natural level, but regardless, wherever they find themselves, they should find themselves in an environment where their worth is being maximised and their pay with it. So are we doing things right to get to this, well I am not sure. I worry about our reforms in education, which is introducing tiering and loans. I see nothing wrong with ability streaming as long as there is always a way back, but I have issues when this is based on an ability to pay. Loans look to help, but in all loan situations, without correct regulation, the loans just inflate the cost and a corrupt top up can still be paid, for the rich to pervert the system.