Larry is right, I think NY passed Las Vegas long agaio as the gambling capitol of the US. What all people need to start thinking about changing is the Federal Reserve. We as a country will never prosper again under the thumb of a privately owned Federal Reserve making money out of paper and promises and lending it to our government at interest! It just cannot continue to work! ( at least to work for the people). Quotations "I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs". Thomas Jefferson.

Part1 Low productivity of capital is the main reason Imagine this example. Every month, money collected from employees in form of pension contribution, insurance premiums and medical contributions finance construction of a highway. And this is 90% of investment capital. Assume that every $1 billion builds 10 km of that highway. So the length of the highway grows in proportion to money spent. Now assume there is a panic of some kind and 50 km of that highway disappears. Then another $10 billion adds 100km and another panic removes 70 km. And so on,… In the end we may state that many of this investment produced nothing. That money was simply dumped producing no tangible assets neither any return to investors. This may be seen as ludicrous. It is used here only as an example. In real world that will not happen to a highway but it happens on the stock exchanges. Too much money is being dumped there producing no returns, creating no productive assets, no jobs, but causing stock price inflation and being wiped out from time to time. This is colossal waste and THE NUMBER ONE REASON FOR CURRENT CRISIS. US data confirms that. Over the last 30 years the pace of US debt increases is faster than the pace of increases in GDP. What leads to conclusion; THE US ECONOMY IS UNABLE TO SUSTAIN ITSELF. Let’s look at the well known example. Warren Buffet, great American hero, the asset manager, investor who invested hundreds of billions of dollars of his clients’ money. • How many jobs he created? • How much did he contribute to the US GDP? • How many fixed assets did he build? Nothing to talk about!